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Garnishment Lawyer Las Vegas, NV

Garnishment Lawyer Las Vegas, NV

Garnishment Lawyer Las Vegas, NV

A Las Vegas, NV garnishment lawyer knows that most people understand debt and some will struggle to overcome it. Bills might pile in and no matter what they do, paying all of them might seem impossible. At some point, important bills might be paid over those that seem less important. In the back of their mind, this person might be crossing their fingers with the hopes that the bill collectors will give them a break. These companies have their own objectives and getting their money is at the top of the list. Eventually, when their demanding phone calls don’t work, they may seek a portion of the person’s wages. A scenario like this is all too common and can have devastating consequences on a person’s life. If you are facing a garnishment of your wages, call a garnishment lawyer in Las Vegas, NV from Ballstaedt Law Firm.

Understanding Wage Garnishment

Wage garnishment is also called wage attachment. It requires a court order that is sent directly to your employer which mandates them to hold some of your wages. This money will be sent to the creditor. All states have their own laws for wage garnishment. Some have low maximum limits, but most reductions in wages will have a serious impact on a person’s livelihood. A Las Vegas, Nevada garnishment lawyer may be able to stop creditors from taking your money. 

Who Can Garnish Wages?

Your debts, as well as, your financial situation and perhaps other circumstances, will bring forth rules and guidelines for how much garnishment can be taken from your wages. There is also a maximum amount that can be taken which is typically between 15 and 30 percent after your necessary expenses. As a garnishment lawyer in Las Vegas, Nevada might explain, the following debts could be taken directly from your paycheck:

Student Loans

This is the most common reason for wages to be garnished. Young Americans are often facing thousands of dollars in debt and are unable to pay high-interest student loans. The loan companies have teams of lawyers, as well as, lobbyists working in the government to stop any new laws coming into effect that might help these students. The loan companies are notorious for placing a garnishment order on the student’s paycheck. As a garnishment lawyer in Las Vegas, NV, we will do our best to prevent this from happening. 

Taxes 

If you missed out on filing for and paying your taxes, the IRS might garnish your wages. In this case, a court order is not necessary. Furthermore, the IRS can opt to take more than the general minimum requirement. If the IRS is garnishing your wages, don’t hesitate in calling a garnishment lawyer Las Vegas, NV residents recommend. 

Child Support

If you are required to pay child support but are behind in payments, your wages could be garnished. All that is needed to do this is your ex-spouse or partner to ask the court to garnish your wages. 

Creditors

Virtually every kind of creditor can ask a judge to garnish your wages. Credit card companies, a mortgage company, car company, and so forth could seek a portion of your paycheck. 

Get the Help You Need

When you have questions about wage garnishment, you should reach out to the wage garnishment lawyer Las Vegas, NV recommends. If you are not familiar with wage garnishments, it is when your employer is legally allowed to withhold portions of your paycheck in order to pay off some type of debt you owe. Typically, there will be a court order for this and it may be because you owe taxes or it could be for debts unrelated to taxes. 

When do wage garnishments apply to alimony and child support?

If you owe alimony or child support, you should know that the law allows up to a certain percentage of an employer’s earnings to be garnished. This applies if they are responsible for supporting a child or their spouse. If you have payments that are more than 12 weeks behind, however, there may be a 5% additional payment garnished. 

What kind of federal laws are there that apply to wage garnishments?

There are certain laws, like the Consumer Credit Protection Act, that has been put in place to ensure that only a certain amount of an employee’s wages can be garnished. Title III of this law was created to protect people who receive salaries, bonuses, wages, and commission (among other things). This law is applicable in all 50 states, in Washington, DC, and in U.S. territories. 

What kind of options do I have when my wages are being garnished?

You may be wondering if there is anything you can do when you are facing wage garnishment. When you owe a debt, it may actually be best to let your wages be garnished until your debt is repaid. However, a garnishment lawyer in Las Vegas, Nevada knows that there are other options. You can:

  • Work with us
  • Choose to challenge the wage garnishment without the help of a qualified attorney
  • Negotiate with the creditor

I already paid my debt off. What can I do?

The best thing you can do in this situation is to speak with our Las Vegas garnishment lawyer to see how we can help if you have already paid off your debt. It can be an extremely complicated process to try to prove that you do not owe a debt once someone has filed the wage garnishment, so attempting to prove this wrong on your own will be difficult. 

Let Us Fight Your Wage Garnishment

If you paychecks are being subjected to wage garnishment and you cannot afford to cover the costs of your necessities, it may be in your best interest to consult a garnishment lawyer in Las Vegas, NV. Depending on the case, you may have only 5 days to contest the order, with an average maximum of 30 days to contest. Time is not on your side. The sooner you ask a garnishment lawyer in Las Vegas, NV for help, the better; call Ballstaedt Law Firm now.

 

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Our Client Testimonials

From our first meeting and throughout, Ballstaedt Law Firm has been extremely helpful, knowledgeable and prompt. The prices are very reasonable, and the locations are easily accessible. We would recommend Ballstaedt every time!

Kat E. Actual Client

The professionalism and competence displayed by Lori Draper in dealing with me and my wife is rare in this day and time, where businesses treat clients as commodities rather than people. Lori has exceptional people skills and works diligently to make clients fell that they are the most important thing her agenda. Lori is prompt, timely and professional, which creates an atmosphere of trust and makes clients want to recommend the Ballstaedt Law firm to others. Employees like Lori Draper is an asset a company should be proud of representing them

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Harlene July 2010 – I had put off filling for a while. I was kind of afraid of the unfamilar. The staff was amazing, and made me feel good about what I needed to do. Seth, was right to the point and got things handled. I am very pleased.

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