Your debt is becoming unmanageable. You avoid looking at your phone because you’re tired of seeing incoming calls from collectors. You know that you need a fresh financial start but you’re unsure of how to achieve that, especially now that the economy has taken a significant turn for the worse. Although it may initially seem counterintuitive, filing for bankruptcy can provide you with that fresh start. “But won’t filing for bankruptcy hurt my credit score?” you may be asking. Filing for bankruptcy does impact credit scores negatively on a temporary basis. However, numerous studies have concluded that bankruptcy filers are generally able to repair their credit much faster than those who are deeply in debt and don’t file for bankruptcy. Why? Because if you don’t reconfigure and/or eliminate your debt via bankruptcy and you have no means to pay it down, you’ll continue to incur late fees, penalties, garnishments, and even lawsuits. You won’t be able to dig out from underneath the weight of your debt. This trend will almost certainly harm your credit score more than filing for bankruptcy will. And after you file for bankruptcy, you’ll be empowered to build a strong financial future instead of being stuck in an emergency-level financial “present” all the time.
I Might Want to File for Bankruptcy. How Do I Start?
You may be wondering how you can start the process of filing for bankruptcy during this uniquely challenging time. Many businesses aren’t providing the same kinds of services they ordinarily due as a result of the pandemic. Know that while some legal processes require face-to-face attorney-client interactions, filing for bankruptcy isn’t necessarily one of them. Nearly all of your filing process can be done over the phone and/or online. While not all law firms in Las Vegas, NV do bankruptcy online, our firm does. So, if you’re interested in filing for bankruptcy remotely, turn to the “bankruptcy online Las Vegas, NV” firm that the community trusts. Our team is highly experienced and can walk you through this process step by step in ways that are safe and accessible.
Legal Assistance Is Available
If you want to file for bankruptcy but you’re unsure of how to begin during these challenging times, connect with the experienced team at Ballstaedt Law Firm. We can help you file for Las Vegas, NV bankruptcy online or over the phone, if you prefer. Filing for bankruptcy can seem like an intimidating process, but if you’re filing for Chapter 7 bankruptcy, it is relatively straightforward. Even if you’re filing for Chapter 13 bankruptcy or Chapter 11 bankruptcy, we can take care of most of your case via phone and/or the Internet. If you’re unsure of whether filing for Las Vegas bankruptcy online or over the phone is for you, that’s okay! Connect with our team today so that we can provide you with guidance and support while answering your questions and determining the best way to get you the debt relief help you need. We look forward to speaking with you.