How long will it take for me to buy a home and get a mortgage after filing bankruptcy?

(702) 715-0000

In general, you must wait 2 years after bankruptcy in order to obtain a mortgage loan. Generally speaking, there are 4 types of mortgage loans available (FHA, Conventional, VA, and USDA). Each type of mortgage has slightly different guidelines for waiting period after bankruptcy. Here are the mortgage loan types along with the guideline for waiting period:

Loan Type

Chapter 7

Chapter 13

Conventional

4 Years

2 Years form discharge date, 4 Years from discharge date

FHA

2 Years

1 Year

USDA

3 Years

1 Year

2 Years

1 Year

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Our Client Testimonials

From our first meeting and throughout, Ballstaedt Law Firm has been extremely helpful, knowledgeable and prompt. The prices are very reasonable, and the locations are easily accessible. We would recommend Ballstaedt every time!

Kat E.

Actual Client

Harlene July 2010 – I had put off filling for a while. I was kind of afraid of the unfamilar. The staff was amazing, and made me feel good about what I needed to do. Seth, was right to the point and got things handled. I am very pleased.

Harlene H.

Actual Client

The professionalism and competence displayed by Lori Draper in dealing with me and my wife is rare in this day and time, where businesses treat clients as commodities rather than people. Lori has exceptional people skills and works diligently to make clients fell that they are the most important thing her agenda. Lori is prompt, timely and professional, which creates an atmosphere of trust and makes clients want to recommend the Ballstaedt Law firm to others. Employees like Lori Draper is an asset a company should be proud of representing them

Lawrence B.

Actual Client

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Our Locations

Henderson Office

9555 S. Eastern Ave, Ste #285 Las Vegas, NV 89123

(702)715-0000

help@BallBankruptcy.com

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Summerlin Office

8751 W. Charleston Blvd, Ste #220 Las Vegas, NV 89117

(702)715-0000

help@BallBankruptcy.com

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Unlike our competitors, we don’t “hide” our fees. We publish them right on our website (click here to view). If you prefer, we will quote your exact price right over the phone (702) 715-0000. In addition, when you arrive at our office we print out for you a complete fee breakdown.