It depends on the lender and your credit history prior to the bankruptcy, but there are auto dealers and lenders who advertise to and offer loans to individuals during a bankruptcy; however, the interest rates are usually above average. In a Chapter 7 case, there is no need to get your attorney or the court’s approval, but in a Chapter 13 case, approval must be obtained through the court, with which your attorney can help you. There are more dealers and lenders who will work with individuals as soon as the bankruptcy is closed.