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Discharging Debt Lawyer Las Vegas, NV

Discharging Debt Lawyer Las Vegas, NVIf you have found it impossible to catch up on overdue bills and are overwhelmed with your financial burden, a discharging debt lawyer from a respected Las Vegas, NV law firm may be able to help. At Ball Bankruptcy, we have helped many people in this position. Seth Ballstaedt is an experienced lawyer who has represented thousands of clients in various forms of bankruptcy cases. Learn how he can help you consolidate your debt or even discharge a significant amount of it. Give him a call today and request a no-obligation consultation.

Understanding What Qualifies as Dischargeable Debt

There are several categories of bankruptcy actions, and two primary types of debt: non-dischargeable and dischargeable. When a debtor’s financial obligations are discharged, those specified debts are no longer owed by them. However, not all types of debt can be discharged in this way. As such, debt collectors can no longer pursue repayment from the individual.

Understanding What Qualifies as Unsecured Debt

Unsecured debt can be discharged during a bankruptcy action with the help of a discharging debt lawyer in Las Vegas, NV such as Seth Ballstaedt from Ball Bankruptcy. Unsecured debts are not backed by collateral put forth by the debtor. Generally speaking, credit card debt is unsecured and is thus eligible for discharge under bankruptcy laws. An exception is credit cards which are secured by cross-collateralization by a credit union that issued the card, or if the debtor signed a secured contract for the card. To determine if your debt is unsecured and substantial enough to make bankruptcy a feasible option, contact a Las Vegas bankruptcy lawyer.

What Other Types of Debt Can be Included in a Bankruptcy?

In addition to credit card debt, other forms of financial distress may be cause to pursue bankruptcy. Everyone’s situation is different, but the following are common sources of debt that force many to fall behind in their financial obligations:

Medical Treatment Costs

If you suffered a serious or catastrophic injury, the amount of medical debt you incurred as a result may be substantial, perhaps in the hundreds of thousands of dollars or more. Healthcare costs or prohibitive for many, even those with insurance because of copays and deductibles. A Las Vegas, NV discharging debt lawyer can review your healthcare related debt and determine if they are eligible for bankruptcy relief.

Personal Loans

If you have personal loans that you are unable to pay back, then bankruptcy may be an option for you. By discharging them in a bankruptcy, you can be free of the term payments as well as the accruing interest associated with those loans.

Learn More About Your Options

Bankruptcy law is complicated. Though there are several types of bankruptcy actions, one may be better for your situation than others. Talk to a legal professional who specializes in these types of legal cases. Call a discharging debt lawyer in Las Vegas, NV who you can trust—call Seth Ballstaedt of Ball Bankruptcy and request a free consultation.

See What Our Customers Have to Say!

Our Client Testimonials

From our first meeting and throughout, Ballstaedt Law Firm has been extremely helpful, knowledgeable and prompt. The prices are very reasonable, and the locations are easily accessible. We would recommend Ballstaedt every time!

Kat E. Actual Client

The professionalism and competence displayed by Lori Draper in dealing with me and my wife is rare in this day and time, where businesses treat clients as commodities rather than people. Lori has exceptional people skills and works diligently to make clients fell that they are the most important thing her agenda. Lori is prompt, timely and professional, which creates an atmosphere of trust and makes clients want to recommend the Ballstaedt Law firm to others. Employees like Lori Draper is an asset a company should be proud of representing them

Lawrence B. Actual Client

Harlene July 2010 – I had put off filling for a while. I was kind of afraid of the unfamilar. The staff was amazing, and made me feel good about what I needed to do. Seth, was right to the point and got things handled. I am very pleased.

Harlene H. Actual Client